Comprehensive Motor Takaful Cover

This section provides Compensation in accordance with the United Arab Emirates motor vehicle licensing regulations towards insured and or driver's Legal Liability to Third Parties arising from the use of the insured vehicles in respect of:

• Death of or bodily injury to any person including the passengers in the vehicles except the insured or the driver at the time of the accident and the employees of the insured.
• Damages for materials and property except those owned by the insured or the driver.

In addition to the standard Comprehensive Motor Insurance Cover, Takafuluae offers additional added value covers free of charge. The extra covers provided are:

• Agency Repair condition can extend up to 3 years subject to no-claims previous years.
• Coverage for 13 months without extra premium.
• Availability of No Claim Discounts.
• Free Emergency Roadside Assist.
• Free Accident Towing Service.
• Free Mechanical breakdown in towing service.
• Free battery boosting.
• Free Flat tyre Fixing.
• Free Fuel delivery.
• Free Look-out Service.
• Free Rent-A-Car for 24HRS in Conjunction with accident.
• Free Roadside Assistance.
• Free car Registration — once a year.
• Emergency Medical Expenses.
• Protection for clothing and personal effects in the car against Fire and Theft.

In addition to the Comprehensive Motor and the Third-Party Liability Insurance, Takafuluae provides extra Coverage as follows:

• Personal Accident benefits to insured and/or driver and/or insured's employees.
• Legal Liability to driver's household members and passengers including insured's employees.
• Income protection Takaful Plan.
• Natural Perlis, storm, riot & earthquake.
• Increased 3rd Party Property Damage limit.
• Windscreen damage claim for private vehicles- the vehicle.
• Off Road coverage [for 4WD only].
• Oman extension.
• Replace a car — in conjunction with an accident for period of 7 days with an excess of 1 day.
• National Ambulance Service.

Oman is a popular travel destination. Previously, a generic mention of additional coverage in your policy document would be sufficient to allow you to get across the border.However, in 2011, the UAE Insurance Authority issued a circular requiring all motor insurers in the UAE to extend this cover only through the Orange Card, the United Card Insurance.You can travel across border with ease with this orange card.