Property Takaful

Looking to protect your home or workplace from sudden and unforeseen dangers? With Seven different plans to choose from, we are sure you will find a perfect match.

Our Property Takaful plans include:

Protection against fire & natural disasters

  • Key Features:
  • Takaful Policy designed to cover insured properties whilst at specified locations.
  • Providing coverage against Fire, Lightning, Earthquake, Storm, Tempest, Flood, Bursting & Overflowing of Water Tanks and Apparatus, Impact Damage, Aircraft Damage, Riot & Strike, Malicious Damage and Explosion.
  • Various extensions in coverage are available upon request.

An all-inclusive risk protection plan

  • Key Features:
  • Takaful Protection for accidental physical loss or damage to insured property in addition to the above Fire & Allied Perils and includes the Burglary cover / extension.
  • Provides coverage for the widest of mishaps as compared to any other cover with fewer exceptions.
  • Various extensions in coverage are available upon request.

A solution to cover your business against unforeseen circumstances.

  • Key Features:
  • This coverage is provided as an optional add-on to Fire & Allied Perils or Property (All Risks) Takaful to help businesses survive in case of an unforeseen catastrophe.
  • Provides coverage for loss of Net Profit and continuous expenditure towards Standing Charges and reasonable increased cost of working incurred to avoid the reduction in turnover following a valid loss under the Fire & Allied Perils or Property (All Risks) Takaful Policy.
  • The maximum indemnity period provided under the cover can be provided for up to 18 months.

Your home is now fully protected by our Householder's Comprehensive Takaful policy

  • Key Features:
  • This policy protects your home and its contents against any losses.
  • The policy covers the building, contents, and other miscellaneous items such as reimbursement against additional expenditure incurred towards rent, etc. in the event of loss or damage to the property insured under above sections of the policy.
  • Also covers Liability to the Third Party (Bodily Injury to persons, including death and damage to property).

Your Office is now safe with our Office Comprehensive Takaful Policy, which protects your expected office's activities.

  • Key Features:
  • This policy protects your office against the following:
  • Property All Risks: accidental loss or Damage caused to your business property i.e., Contents, furniture, fixtures, fittings, office equipment.
  • Public Liability: It covers your legal liability to third parties for bodily Injury or property damage arising out of the premises.
  • Workmen's Compensation: It covers compensation, including medical and repatriation expenses arising out of death Injury to your employees during and in the course of employment as per United Arab Emirates Federal Labour Laws.
  • Money: It covers your money/cheques held at your premises safe and during transit to banks.
  • Fidelity Guarantee: It covers you against loss of money/goods arising out of the infidelity / dishonesty by employees.
  • Personal Accident: It covers accidental bodily injury to employees resulting in death or permanent total disablement.

Looking to protect your precious metals and gemstones ?

  • Key Features:
  • Takaful Protection for all kinds of jewels - retailers, wholesalers, or manufacturers.
  • Protection against loss and / or damage to stock, furniture, fitting and fixtures.
  • Stock coverage includes goods consisting of gold, jewellery, platinum goods, bullion, precious stones, and pearls.